Unlike traditional real estate, DVC ownership has an expiration date. Understanding when your contract ends is crucial for calculating long-term value and making informed buying decisions.
DVC Contract Expiration Dates by Resort
| Resort | Expiration | Years Remaining |
|---|---|---|
| Old Key West | Jan 2042 | ~17 years |
| BoardWalk Villas | Jan 2042 | ~17 years |
| Beach Club Villas | Jan 2042 | ~17 years |
| Wilderness Lodge (BRV) | Jan 2042 | ~17 years |
| Vero Beach | Jan 2042 | ~17 years |
| Hilton Head | Jan 2042 | ~17 years |
| Saratoga Springs | Jan 2054 | ~29 years |
| Animal Kingdom Villas | Jan 2057 | ~32 years |
| Bay Lake Tower | Jan 2060 | ~35 years |
| Grand Floridian | Jan 2064 | ~39 years |
| Polynesian | Jan 2066 | ~41 years |
| Riviera Resort | Jan 2070 | ~45 years |
How Expiration Affects Value
As a resort approaches its expiration date, resale prices typically decline. Buyers calculate the cost per year of ownership - a contract with 17 years remaining costs more per year than one with 40 years.
Cost Per Year Comparison
For a 150-point contract:
- Old Key West at $100/pt ($15,000) ÷ 17 years = $882/year
- Bay Lake Tower at $155/pt ($23,250) ÷ 35 years = $664/year
- Riviera at $120/pt ($18,000) ÷ 45 years = $400/year
What Happens When Contracts Expire?
When a DVC contract reaches its expiration date, ownership reverts to Disney. You no longer have any rights to the timeshare, and your points disappear. Disney has not announced what, if anything, they will offer owners when contracts expire.
For buyers focused on long-term value, newer resorts with longer remaining terms may justify their higher prices. For those wanting lower upfront costs with shorter ownership horizons, older resorts can still make sense.