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Renting DVC Points: A Guide for Owners and Renters

Renting DVC Points: A Guide for Owners and Renters

The DVC points rental market offers flexibility for owners who can't travel and savings for guests who want to experience deluxe Disney accommodations. Understanding how rentals work benefits both parties.

How DVC Point Rentals Work

DVC owners can use their points to book reservations for non-members. The owner makes the booking, and the renter pays the owner directly. This arrangement is permitted by Disney and has created an active secondary market.

Current Rental Market Rates

2024 Rental Rate Ranges

Rental TypePer Point RateNotes
Confirmed Reservation$19-$22Booking already made
Owner-to-Renter Direct$17-$20Custom booking requests
Rental Broker$20-$23Includes service/protection
Last-Minute Distressed$14-$17Points expiring soon

For DVC Owners: Renting Out Your Points

If you can't use your points, renting can help recover annual dues. Here's what to consider:

Owner Rental Checklist

  • Know your deadlines - Points expire at end of Use Year; banking deadline is earlier
  • Set fair pricing - Research current market rates
  • Understand the commitment - Once booked, you're responsible for the reservation
  • Get payment upfront - Most owners require full payment before booking
  • Document everything - Use a rental agreement even with friends

For Renters: Staying at DVC Resorts

Renting points lets you experience deluxe Disney resorts at a discount:

Rental Savings Example

A 5-night stay at Bay Lake Tower in a studio during Dream Season:

  • Cash rate: ~$650/night = $3,250 total
  • Points needed: ~90 points at $20/point = $1,800 total
  • Potential savings: $1,450 (45%)

Risks and Considerations

Risk FactorFor OwnersFor Renters
CancellationMay lose points if renter cancelsMay lose deposit
No-showReputation damageLost payment
ScamsPayment fraudFake listings

Working with established rental brokers or verified community members reduces risk for both parties. Always use written agreements and secure payment methods.